Heartland Newspapers - Insurance and Finance

Younger Generations Fall Behind Parents’ Wealth Building

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April 02, 2013
When it comes to building wealth -- adding to savings, owning a home, paring down debt, growing a retirement nest egg -- those under age 40 have stagnated as their parents' generation accumulated,

The Simplicity of Sound Money

Patrick Barron
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March 28, 2013
Understanding today’s convoluted domestic and international fiat monetary system requires a great deal of time and study.

Feds Decline to Appeal Ruling Striking Down Civil Forfeiture

Matthew Glans
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March 26, 2013
In a big win for property rights, the U.S.

Soaring ‘Excess Reserves’ Represent Another Form of Bailout

David Howden
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March 25, 2013
There has been much discussion about the large increase in reserves, and especially excess reserves, held by the nation’s banking system.

CFPB Wants to Regulate Student Loan Servicers

John Oldshue
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March 22, 2013
The Consumer Financial Protection Bureau has proposed a new rule that would allow it to supervise some nonbank student loan servicers and place new regulations on a quickly expanding market.

‘Beachhouse Bailout’ Bill Reintroduced in Congress

Matthew Glans
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March 21, 2013
As surely as there is a hurricane season, there apparently is also a season to try to shift insurance risks away from people who own property in hurricane-prone areas to property insurance buyers a

Massachusetts Court Bars ZIP Codes at Checkout for Credit Purchases

Bill Hardekopf
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March 20, 2013
Consumers in Massachusetts no longer have to give their ZIP code information when making a credit card transaction.

A Lesson in Cyprus for Americans

Jacob G. Hornberger
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March 20, 2013
Once again, the European Union is teaching Americans what lies at the end of the road of out-of-control federal spending and debt. Cyprus is the latest country that has required a bailout.

Ruling Protects Bank, Phone, Other Records from FBI ‘Security Letters’

Matthew Glans
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March 19, 2013
A federal judge in San Francisco has declared “national security letters” from the Federal Bureau of Investigation to banks, phone companies, and other businesses to be unconstitutional.
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