Heartland Audio

Willie Soon, Ph.D.: Humans Not to Blame for Global Warming

Dr. Willie Soon, one of the world's most knowledgeable experts regarding the sun's influence on the Earth's climate, explains why humans are not creating a global warming crisis.

Matthew Brouillette Discusses How to Address Pennsylvania's Budget Woes

Matthew Brouillette discusses Pennsylvania's current fiscal woes and measures that could return the state to economic strength.

Interview with Policy Analyst Dave Roland

An interview with Dave Roland, policy analyst with Show Me Institute in Missouri, found at http://showmedaily.org, about the nature of the Health Care Freedom Acts and what they mean in legal and political terms for the current national health care debate.

Principle 10: Help only the truly needy.

Instead of destroying the important information prices convey, government should provide direct help to the needy.

Principle 9: Don't interfere in rate-setting.

Accurately accounting for risk allows insurers to provide new products tailored to the needs of consumers.

Principle 8: Don't ban territorial rating.

Using geographical location in determining insurance rates results in better insurance prices that more accurately reflect risk.
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