Policy Documents

Community Rating and Guaranteed Issue in the Small Group and Individual Markets

The Technical Committee –
May 1, 1996
Click to read the full text of this document
334.09 KB

Adoption of guaranteed issue and community rating reforms has changed the insurance market in those states that adopted these measures. These reforms did not work to produce more insured people at more affordable prices but did the converse; fewer people are insured at substantially increased prices.