Heartland Research & Commentary

Research & Commentary: Insurance Price Controls and California Proposition 103

March 2, 2012

In the mid-1980s, high premium costs and a tidal wave of auto insurance litigation led to vast public outrage against auto insurers.

Research & Commentary: The Dangers of a Single-Payer Health System

February 29, 2012

A common proposal for remedying the increasing cost of health care in the United States has been the call for a single-payer health care system.

Research & Commentary: National Catastrophe ‘Backstop’ Update

February 22, 2012

For more than a decade, members of Congress have proposed various bills to establish a federal “backstop,” “catastrophe fund,” or “guarantee mechanism” for private losses in cases of disaster.

Research & Commentary: Florida Parent Trigger

February 20, 2012

Florida legislators have proposed an education reform that is garnering significant national attention: the Parent Trigger.

Research & Commentary: Ohio Health Insurance Exchange

Uncertainty over the future of the federal health care law has led many states, including Ohio, to avoid implementation of health insurance exchanges. Recently state Sen.

Research & Commentary: National Flood Insurance Program Reauthorization

February 14, 2012

Reauthorization of the National Flood Insurance Program (NFIP) has been a political football in recent years, with Congress unwilling to commit to reform.

Research & Commentary: Digital Textbooks

February 13, 2012

The Obama administration has announced it wants every child in the nation to have an e-textbook by 2017.

Research & Commentary: Louisiana Education Reforms

February 13, 2012

In January 2012, Louisiana Gov. Bobby Jindal (R) proposed policies that would shift the state’s education system toward greater accountability, freedom, and choice.

Research & Commentary: No-Fault Insurance and Personal Injury Protection Insurance Fraud

February 10, 2012

Auto insurance fraud is a serious problem in Florida.

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