Research and Commentaries

Research & Commentary: Credit Union Member Business Lending and Bill S. 2231

April 25, 2012

The U.S. Senate is considering a bill that would lift—but not eliminate—the current cap on credit unions’ ability to lend to businesses.

Research & Commentary: Teachers Association Options

For many decades, unions were the only large-scale professional organizations available to teachers and education administrators.

Research & Commentary: Federal Flood Insurance Subsidies in Puget Sound

April 23, 2012

For more than four decades, the National Flood Insurance Program (NFIP) has subsidized construction in floodplains in the United States.

Research & Commentary: Taxing Internet Sales in Connecticut

April 18, 2012

Connecticut is one of many states struggling to balance their budgets by introducing taxes on Internet goods and services.

Research & Commentary: Onshore Reserving in the District of Columbia

April 18, 2012

Many insurance and reinsurance companies reserve assets for U.S. catastrophe coverage in “offshore” locations such as Bermuda, the United Kingdom, Switzerland, and Germany.

Research & Commentary: Digital Learning Possibilities and Pitfalls

April 11, 2012

Harnessing modern technology to tailor education personally and make it efficient is new and greatly unsettled territory.

Research & Commentary: Subsidies for Renewable Energy in Florida

April 11, 2012

Sometime in the next few days, Florida Gov.

Research & Commentary: The Louisiana Parent Trigger

April 5, 2012

Louisiana legislators have proposed an education reform that is garnering significant national attention: the Parent Trigger.

Research & Commentary: HHS Final Exchange Rules

April 4, 2012

As states have been debating whether to implement a health insurance exchange, a key deterrent has been that the U.S. Department of Health and Human Services had released only draft rules.

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