Individual Health Insurance: A Comprehensive Survey of Affordability, Access, and Benefits
The authors' in this article review a survey/study and report their findings:
In the fall of 2004, America's Health Insurance Plans (AHIP) conducted a comprehensive survey of member companies doing business in the individual health insurance market. The study shows that individually purchased major medical insurance was more affordable and accessible than may be widely known, and offered a broad array of benefits. Most applications for coverage were approved with no restructions, and the benefits commonly purchased by consumers provided substantial financial protection.