Policy Documents

Making HSAs Better

John C. Goodman –
June 30, 2005

Author John C. Goodman writes about the room for improvement that is greatly needed when it comes to Health Savings Accounts (HSAs) and their benefits:

Health Savings Accounts (HSAs) are having an enormously beneficial effect on the design of health insurance in this country.  Instead of an employer or insurer paying medical bills, more than one million people are managing some of their own health care dollars.  Instead of relying solely on third-party insurance, people can now partly self-insure through these accounts.  Yet despite their many advantages, HSAs can be made even better.