Recent Research: Finance, Insurance, and Real Estate

Research & Commentary: Crop Insurance Reform

Matthew Glans
May 15, 2012

Farmers buy crop insurance for protection against the financial impact of natural disasters affecting their crops and the loss of revenue caused by declines in agricultural commodity prices.

Research and Commentary: Pet Insurance as a Policy Model

Deborah Bailin
May 8, 2012

According to 2011–12 statistics from the Humane Society of the United States, U.S. residents own approximately 78.2 million dogs and 86.4 million cats.

Research & Commentary: Levees and Flood Mitigation

Matthew Glans
May 2, 2012

For more than a century, the United States has attempted to control water almost entirely with levees and other “structural” means.

The Leaflet - Bullying Teachers

John Nothdurft
April 27, 2012

Teachers unions react badly to teachers who don’t fall in line behind them.

Research & Commentary: Credit Union Member Business Lending and Bill S. 2231

Matthew Glans
April 25, 2012

The U.S. Senate is considering a bill that would lift—but not eliminate—the current cap on credit unions’ ability to lend to businesses.

Research & Commentary: Federal Flood Insurance Subsidies in Puget Sound

Matthew Glans
April 23, 2012

For more than four decades, the National Flood Insurance Program (NFIP) has subsidized construction in floodplains in the United States.

The Leaflet - Standing With ALEC

John Nothdurft
April 19, 2012

“Color of Change,” Common Cause, the Center for Media and Democracy, and other extreme leftist groups’ attempts to

Research & Commentary: Onshore Reserving in the District of Columbia

Deborah Bailin
April 18, 2012

Many insurance and reinsurance companies reserve assets for U.S. catastrophe coverage in “offshore” locations such as Bermuda, the United Kingdom, Switzerland, and Germany.

The Leaflet - Tax Day Edition

John Nothdurft
April 12, 2012

One of the most dreaded days of the year is approaching … tax day.

Research & Commentary: Cat Bonds for State-Run Catastrophe Insurance

Deborah Bailin
April 4, 2012

Catastrophe bonds are insurance-linked securities that offset major costs to taxpayers and insurers caused by natural disasters such as hurricanes and earthquakes.