Recent Research: Finance, Insurance, and Real Estate

Research & Commentary: Recovery Audits

Matthew Glans
August 9, 2011

For decades, retailers and other private-sector businesses have hired independent auditors to track down improper payments and recover the money.

Research & Commentary: The Home Mortgage Interest Deduction

Matthew Glans
August 8, 2011

Few public policy issues evoke more fervor than those promoting homeownership.

Research & Commentary: The Effect of Dodd-Frank

Matthew Glans
July 1, 2011

The Wall Street Reform and Consumer Protection Act, also known as the Dodd-Frank Act, is a law with consequences for every part of the financial system.

Research & Commentary: Standardized Loss Allocation System for Hurricane Claims and the COASTAL Act

Matthew Glans
Matthew Glans
June 28, 2011

The two major forces of a hurricane—wind and water—can do grave damage to homes.

Property & Casualty Insurance Report Card, 2011 Edition

Eli Lehrer
June 27, 2011

Each of the past four years, The Heartland Institute has released a report that asks fundamental questions about the nation’s property and casualty insurance regulatory environment.

Research & Commentary: Use of Gender in Auto Insurance Scoring

Eli Lehrer
June 24, 2011

Some stereotypes about groups are pure calumny, others have a small grain of truth, and some are absolutely, 100 percent true.

Research & Commentary: Federal Earthquake Insurance Backstop

Matthew Glans
Matthew Glans
June 1, 2011

Legislation to create a new federal earthquake insurance backstop is currently being considered in Congress.

Solving the Flood/Wind Problem After Hurricane Losses:

Scott Richardson and Eli Lehrer
June 1, 2011

In the aftermath of a hurricane landfall, there often isn’t enough data or experience relating to the losses to make known for certain whether a given loss resulted from wind or water.