Publications

The Leaflet – Happy Holidays

Published December 29, 2011

By John Nothdurft

Publication -

The Leaflet -
Happy holidays to everyone! As we get ready to ring in 2012 it gives us a chance to reflect upon 2011. For The Heartland Institute we had one of the best years yet.
Research & Commentary: The Future of the 30-Year Fixed-Rate Mortgage

Published December 19, 2011

By Matthew Glans

Publication -

Research and Commentaries -
Legislators and regulators in Washington, DC are now considering a gradual winding down of the two giant government-supported mortgage-securitizing enterprises, Freddie Mac and Fannie Mae.
Research & Commentary: Economic Impact of Casino Development

Published December 16, 2011

By Matthew Glans

Publication -

Research and Commentaries -
During its 2012 session, the Florida legislature will consider bills to allow the construction of large destination casino resorts in Broward and Miami-Dade Counties.
- FIRE
- Economy
Research & Commentary: Medical Fee Schedules for Michigan Auto Insurance

Published December 13, 2011

By Matthew Glans

Publication -

Research and Commentaries -
Auto insurance will be one of the key issues Michigan legislators face in the upcoming legislative session.
The Leaflet: Heartland Uncovers Shocking Medicare Wasteful Spending

Published December 9, 2011

By John Nothdurft

Publication -

The Leaflet -
As you may already know, The Heartland Institute produces and sends out six monthly newspapers addressing the major domestic public policy issues to every national and state elected official in the U.S.
The Leaflet – The Amazon tax goes to Congress

Published December 1, 2011

By John Nothdurft

Publication -

The Leaflet -
I hope everyone had a fun- and food-filled Thanksgiving! This week, I and a few other Heartland staffers are attending the American Legislative Exchange Council’s State’s and Nation’s Policy Summit in Scottsdale, Arizona.
- FIRE
- Economy
Comments on Report to Congress on How to Modernize and Improve the System of Insurance Regulation in the United States

Published November 29, 2011

Publication -

Policy Briefs -
The Heartland Institute is a research and educational organization devoted to discovering, developing, and promoting free-market solutions to social and economic problems.
The Leaflet – Thanksgiving & Capitalism

Published November 23, 2011

By John Nothdurft

Publication -

The Leaflet -
Before free markets were established, the colonists had nothing for which to be thankful. ...
Research & Commentary: Shallow Loss Coverage and the CROP Act

Published November 21, 2011

By Matthew Glans

Publication -

Research and Commentaries -
The U.S. agriculture industry receives billions of dollars ($6.5 billion in 2010) in federal insurance subsidies each year.
The Leaflet – Mixed Election Results From States

Published November 17, 2011

By John Nothdurft

Publication -

Research and Commentaries -
This week was election week for lawmakers in Louisiana, Mississippi, New Jersey, and Virginia. In Virginia power in the state senate for Republicans hinges on a slim 226 vote lead in the 17th district.
The Case for Creating a Michigan Auto Insurance Fraud Prevention Agency

Published November 17, 2011

Publication -

Policy Briefs -
In February 2008, Pennsylvania resident Corey Middleton called the police and his insurance company to report a serious problem. Someone, he said, had stolen his car from a street parking space in Philadelphia.
- FIRE
- Economy
Research & Commentary: Buy Here Pay Here Auto Dealerships

Published November 16, 2011

By Matthew Glans

Publication -

Research and Commentaries -
Transportation access is an important part of modern life, but purchasing a vehicle is an expensive proposition many people cannot afford. Acquiring financing can be a daunting task for low-income borrowers or those with no or bad credit.
- FIRE
- Economy
Research & Commentary: Fee Schedules for Workers’ Comp Reform

Published November 14, 2011

By Matthew Glans

Publication -

Research and Commentaries -
Workers’ compensation insurance provides money for medical care for employees injured in the course of their work. In return for guaranteed benefits, the employee agrees not to sue the employer for injuries caused by employer negligence.
- FIRE
- Economy
Research & Commentary: Alternatives to Federal Terrorism Insurance

Published November 8, 2011

By Matthew Glans

Publication -

Research and Commentaries -
The Terrorism Risk Insurance Act can claim broad support, but it has deep flaws and imposes billions of dollars in liabilities on taxpayers. Signed into law in 2002 by President George W.
Research & Commentary: Oil Spill Liability Caps and the Oil Pollution Act

Published November 3, 2011

By Matthew Glans

Publication -

Research and Commentaries -
Oil spills can cause long-term damage to the environment and cost billions of dollars to clean up. In the aftermath of a major spill, sorting out who is responsible for the costs has proven very difficult.
The Leaflet – Learning From Massachusetts’ Exchange

Published November 3, 2011

By John Nothdurft

Publication -

The Leaflet -
Welcome to the inaugural edition of The Leaflet, a weekly policy roundup produced for lawmakers by The Heartland Institute’s government relations department.
- FIRE
- Economy
Research & Commentary: Terrorism Risk Insurance Act Update

Published October 5, 2011

By Matthew Glans

Publication -

Research and Commentaries -
The uncertain future of the Terrorism Risk Insurance Act (TRIA), which expires in 2014 and was recently the subject of an amendment to sunset it, has some individuals and organizations calling for additional extensions or the creation of a replacement
Research & Commentary: Crop Insurance and Farm Subsidies

Published September 13, 2011

By Matthew Glans

Publication -

Research and Commentaries -
Farmers buy crop insurance for protection against the financial impact of natural disasters affecting their crops and the loss of revenue caused by declines in agricultural commodity prices.
Research & Commentary: National Flood Insurance Update

Published September 8, 2011

By Matthew Glans

Publication -

Research and Commentaries -
On Thursday, September 8th, the Senate Banking, Housing, and Urban Affairs Committee held its first formal markup of a bill to reauthorize the National Flood Insurance Program.
- FIRE
- Economy
Research & Commentary: Windstorm Insurance on the Atlantic Coast

Published August 25, 2011

By Matthew Glans

Publication -

Research and Commentaries -
Hurricane Irene appears likely to make landfall in the United States sometime in the next few days. The storm, predicted to become a “major hurricane” by the end of the week, may hit both Florida and North Carolina.
- FIRE
- Economy
Research & Commentary: Credit Scoring Debate in Massachusetts

Published August 17, 2011

By Matthew Glans

Publication -

Research and Commentaries -
A debate over the use of credit scoring to determine insurance rates and eligibility continues to rage in Massachusetts.
- FIRE
- Economy
Research & Commentary: Recovery Audits

Published August 9, 2011

By Matthew Glans

Publication -

Research and Commentaries -
For decades, retailers and other private-sector businesses have hired independent auditors to track down improper payments and recover the money. Now governments at all levels are being encouraged and even required to do the same thing.
- FIRE
- Economy
Research & Commentary: The Home Mortgage Interest Deduction

Published August 8, 2011

By Matthew Glans

Publication -

Research and Commentaries -
Few public policy issues evoke more fervor than those promoting homeownership.
- FIRE
- Economy
Research & Commentary: The Effect of Dodd-Frank

Published July 1, 2011

By Matthew Glans

Publication -

Research and Commentaries -
The Wall Street Reform and Consumer Protection Act, also known as the Dodd-Frank Act, is a law with consequences for every part of the financial system.

Publications

Heartland Newsletters