Recent Research: Finance, Insurance, and Real Estate

Research & Commentary: Fee Schedules for Workers’ Comp Reform

Matthew Glans
November 14, 2011

Workers’ compensation insurance provides money for medical care for employees injured in the course of their work.

Research & Commentary: Alternatives to Federal Terrorism Insurance

Matthew Glans
November 8, 2011

The Terrorism Risk Insurance Act can claim broad support, but it has deep flaws and imposes billions of dollars in liabilities on taxpayers. Signed into law in 2002 by President George W.

The Leaflet - Learning From Massachusetts' Exchange

John Nothdurft
November 3, 2011

Welcome to the inaugural edition of The Leaflet, a weekly policy roundup produced for lawmakers by The Heartland Institute’s government relations department.

Research & Commentary: Oil Spill Liability Caps and the Oil Pollution Act

Matthew Glans
November 3, 2011

Oil spills can cause long-term damage to the environment and cost billions of dollars to clean up.

Research & Commentary: Terrorism Risk Insurance Act Update

Matthew Glans
October 5, 2011

The uncertain future of the Terrorism Risk Insurance Act (TRIA), which expires in 2014 and was recently the subject of an amendment to sunset it, has some individuals and organizations calling for

Research & Commentary: Crop Insurance and Farm Subsidies

Matthew Glans
September 13, 2011

Farmers buy crop insurance for protection against the financial impact of natural disasters affecting their crops and the loss of revenue caused by declines in agricultural commodity prices.

Research & Commentary: National Flood Insurance Update

Matthew Glans
September 8, 2011

On Thursday, September 8th, the Senate Banking, Housing, and Urban Affairs Committee held its first formal markup of a bill to reauthorize the National Flood Insurance Program.

Research & Commentary: Windstorm Insurance on the Atlantic Coast

Matthew Glans
August 25, 2011

Hurricane Irene appears likely to make landfall in the United States sometime in the next few days.

Research & Commentary: Credit Scoring Debate in Massachusetts

Matthew Glans
August 17, 2011

A debate over the use of credit scoring to determine insurance rates and eligibility continues to rage in Massachusetts.

Research & Commentary: Recovery Audits

Matthew Glans
August 9, 2011

For decades, retailers and other private-sector businesses have hired independent auditors to track down improper payments and recover the money.