Table: Monthly Premiums For Nongroup Health Insurance

Published August 1, 2004
Sample Monthly Premiums for Nongroup Health Insurance
in Massachusetts, September 2003
Carrier Status Rate Offered
in Boston*
Aetna Life Insurance Company Single** $765.00
  Family $2,461.10
  Two Adults $3,037.55
Aetna Health Inc. Single $417.43
  Family $1,410.22
  Two Adults $1,495.17
Blue Cross and Blue Shield*** Single $466.01
  Family $1,101.18
  Two Adults $1,665.13
CIGNA HealthCare of Massachusetts Inc. Single $397.56
  Family $1,469.91
  Two Adults $1,207.72
Fallon Community Health Plan Inc. Single $346.74
  Family $1,178.98
  Two Adults $1,146.55
The Guardian Life Insurance Company of America Single $614.81
  Family $1,893.24
  Two Adults $2,187.76
Harvard Pilgrim Health Care Inc. Single $351.66
  Family $1,019.82
  Two Adults $1,405.65
Health New England Inc. not offered in Boston  
John Alden Life Insurance Company Single $675.22
  Family $2,075.55
  Two Adults $2,604.16
The MEGA Life Insurance Company Single $933.33
  Family $2,974.16
  Two Adults $3,606.06
New England Life Insurance Company Single $653.96
  Family $2,260.21
  Two Adults $2,533.75
Tufts Associated Health Maintenance Organization, Inc. Single $462.24
  Family $1,410.45
  Two Adults $1,600.10
United HealthCare Insurance Company Single $609.45
  Family $1,930.49
  Two Adults $2,419.58
United Healthcare of New England Inc. Single $402.25
  Family $1,274.18
  Two Adults $1,596.98

* Rates are permitted to vary by geography. Boston rates are presented here for ease of comparison among the plans.

** Rates are permitted to vary by age. Single rates shown here are for a 25-year-old.

*** Blue Cross and Blue Shield offers plans with varying deductibles, and rates vary accordingly. Rates shown here are for the BCBS $250 deductible plan.

Source: Massachusetts Division of Insurance.