Publications
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Freight Rail Would Save Time and Fuel
Publication -Research and Commentaries -A study released July 1 by the Association of American Railroads, written by Heartland Institute Senior Fellow Wendell Cox, shows that expanding freight rail would dramatically reduce congestion, pollution, and fuel use in urban areas ... -
No. 119 Welfare Reform after Ten Years: A State-by-State Analysis
Publication -Policy Studies -Welfare Reform after Ten Years assigns grades to the 50 states and the District of Columbia based on how they implemented the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (PRWORA), which gave states unprecedented flexibility -
No. 119 Welfare Reform after Ten Years: A State-by-State Analysis
Publication -Policy Studies -Welfare Reform after Ten Years assigns grades to the 50 states and the District of Columbia based on how they implemented the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (PRWORA), which gave states unprecedented flexibility -
A New Approach on Property and Casualty Insurance for the 21st Century
Publication -Research and Commentaries -Insurance is one of the key institutions that drives an economy. Without insurance to protect individuals from fraud and reduce financial risk, many of the business transactions we take for granted today would be impossible. -
National Catastrophe Insurance Program
Publication -Research and Commentaries -Concerned about affordable homeowners' coverage in coastal areas, the national government currently is considering proposals to expand the its role in coastal insurance. -
Short-term Effects of a Teenage Driver Cell Phone Restriction
Publication -Policy Studies -This academic study, conducted in 2008 by University of North Carolina Highway Safety Research Center Senior Research Scientist Robert D. -
Research & Commentary: Student Loans
Publication -Research and Commentaries -The credit crisis has had a significant impact on all aspects of the economy. Banks have become increasingly risk-averse, raising their loan qualification standards to levels that many consumers are unable to achieve. -
Cigarette Tax Hikes: A Feeble Attempt to Cut Smoking Rates and Balance the Budget
Publication -Research and Commentaries -Last week, the Kentucky House of Representatives approved a 25 cent increase in the state's cigarette tax in an effort to help eliminate the state's budget deficit. The tax hike is part of a budget plan proposed by Gov. -
No. 118 Property & Casualty Insurance Report Card (pdf)
Publication -Policy Studies -This report card outlines the methodology and results of a joint Heartland Institute/Competitive Enterprise Institute project to produce a 50-state report card on insurance regulation. -
How to Privatize Airports … and Why
Publication -Research and Commentaries -Most Americans are not familiar with the phenomenon of airport privatization, but they may soon be. Chicago's Midway Airport could be the first major hub airport to divest public ownership to a private company through a lease or sale. -
Research & Commentary: The Flat Tax – Will it Be Coming to Your State?
Publication -Research and Commentaries -While millions of Americans wait for Congress to consider a national flat-rate income tax, an increasing number of proactive governors and legislators are "flattening" taxes at the state level. -
Use of Credit Scoring in Insurance
Publication -Research and Commentaries -Insurers have the unenviable responsibility of crafting rate and premium structures that allow both profitability for shareholders and fairness to consumers. -
Why Is Science Being Ignored?
Publication -Research and Commentaries -The February issue of the British Medical Journal (http://heartland.org/Article.cfm?artId=22811) confirms what research has shown for years: smokeless tobacco is less harmful than traditional smoking. -
Foreign Direct Investment
Publication -Research and Commentaries -Dear Friend: We live in a global economy. The economic livelihoods of every nation rely on the free movement of money and capital across national borders. -
The Case for the Flat Tax
Publication -Research and Commentaries -A simpler, fairer, and flatter tax system would reduce or eliminate many of these problems and lead to more economic growth, many analysts believe. -
Solving the Freight Rail Transportation Bottleneck
Publication -Policy Studies -This Heartland Policy Study by transportation expert Wendell Cox describes how to prevent a freight rail bottleneck in the U.S. -
Federal Excise Tax on Tobacco
Publication -Research and Commentaries -What does children’s health insurance have to do with tobacco tax? That is the question some policymakers are asking as new revenue is sought for the State Children’s Health Insurance Program (SCHIP). -
Modernizing Insurance Regulation
Publication -Research and Commentaries -The McCarran-Ferguson Act of 1945 ushered in the current era of state regulation of the insurance industry. -
Subprime Lending
Publication -Research and Commentaries -Today, The Heartland Institute is releasing a new Research & Commentary package addressing subprime lending. Lawmakers are being called upon by consumer groups to restrict subprime lending. -
Subprime Lending
Publication -Research and Commentaries -Today, The Heartland Institute is releasing a new Research & Commentary package addressing subprime lending. Lawmakers are being called upon by consumer groups to restrict subprime lending. -
Excise Taxes – Focus on Michigan’s Liquor Taxes
Publication -Research and Commentaries -Alcohol, beer, tobacco, and other items have become big targets of tax-hiking lawmakers in recent years. -
Gross Receipts Taxes
Publication -Research and Commentaries -Today, The Heartland Institute is releasing a Research & Commentary package addressing gross receipts taxes.A gross receipts tax imposes a levy on all business transactions, regardless of a firm's profits or losses. -
Corporate Average Fuel Economy (CAFE) Standards
Publication -Research and Commentaries -In his State of the Union Address on January 23, 2007, President George W. Bush promised to modernize fuel efficiency standards for cars and light trucks. This Research & Commentary package collects key background articles on the subject. -
Ten Principles of State Fiscal Policy
Publication -Legislative Principles -In June 2006, The Heartland Institute released the second booklet in its Legislative Principles Series, this one titled Ten Principles of State Fiscal Policy.
